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Why obtain an appraisal from Campbell Appraisal Services LLC?

To many, an appraisal just looks like one more thing on the break-sheet for a mortgage or refinance. Nearly all lenders still want a local expert because the stakes are incredibly high, even though there are a budding number of automated home valuation systems that may seem more prudent than an appraisal. You might believe that getting a mortgage is the only reason to acquire an appraisal, but there are additional times when the services of a licensed, independent real estate professional could come in handy.

If you're planning on any transaction where the value of your real estate is a factor, contact Campbell Appraisal Services LLC. Just click here.

Dispute your tax assessment in Cherokee County

If you live in an area where property values have depreciated, it's possible you're paying too much in property taxes. An appraisal from Campbell Appraisal Services LLC is your best evidence when building your case. At Campbell Appraisal Services LLC, we're equipped to assist you in challenging your tax assessment.

Eliminating PMI will lower your mortgage payment

Private Mortgage Insurance, or PMI, is a supplemental insurance plan that many lenders ask home owners to buy when the amount being loaned to the buyer is more than 80% of the actual value of the property. More often than not, this extra payment is bundled into the monthly mortgage payment and is quickly forgotten. PMI isn't required when the leftover balance of the loan - whether through market appreciation or principal pay down - decreases below the 80% mark, making this very unfavorable. In fact, the Homeowners Protection Act (HPA) of 1998 was implemented by the United States Congress that requires lenders to do away with the PMI payments when the balance is paid down to 78% of the original value.

Campbell Appraisal Services LLC can provide you with a statement regarding the value of your home, and the cost of the appraisal can usually be offset in a short amount of time because you'll no longer be paying the PMI.

An appraisal from Campbell Appraisal Services LLC will help you settle a divorce with less stress

A divorce is an especially traumatic event for the parties involved, and it is often further complicated by the burdensome decision of who gets the house. So both parties are completely aware of the true market value of their house, it's a good idea to get an appraisal from Campbell Appraisal Services LLC, regardless of the circumstances.

If the parties wish to sell the home, they'll have a better idea of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.

Trustworthy estate liquidation

The death of a loved one is a difficult time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the real estate involved. We guarantee the highest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Most Americans do not have dedicated estate planners or executors to manage these issues, unlike wealthy individuals. A home or other property often makes up an unequal share of the total estate value, so knowing the true value of the real estate at hand is of vital importance to ensuring disputing parties leave knowing they've received a fair deal.

Relocating to or from Cherokee County?

We know the headaches associated with an employee relocation. That's why we take great care in organizing an accommodating appointment time for the appraisal inspection. During our detailed process, we recommend employees that are moving to provide input on the positive attributes of their property, along with information about any recent sales or listings in their area that they want considered.

Let Campbell Appraisal Services LLC help you sell your home quickly at the right price

A professional appraisal can help you make a better educated decision regarding your selling price, whether you decide to sell your home on your own or use the assistance of a real estate agent. An appraiser has no vested interest in what amount the house sells for, which is different than the interest of real estate agents. Our fees depend on our efforts to perform the appraisal report and and aren't related to the sales price.

We determine the difference in value items like an extra bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long houses stay on the market. So, obtaining a professional appraisal is a reliable way to decide what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market for an extended amount of time.